Discuss as:

— I look at what is happening in the markets, and I feel anxious. Should I be calling the managers of my 401k program? Should I buy gold and treasure bonds? Should I look at my kids and wonder if their college savings will be there in a few years? Our President says he is confident the economy is strong enough to withstand adjustments in the financial markets. Are you doing anything in response to the recent financial news, or are you sticking to your long-term plan?