What makes this shot work for me is that the most of the crocodile is still hidden at this point. From the shore, you might not even spot it, just the zebra crashing to a full stop as it's crossing the river. Then you know what's coming, and unfortunately, so does the zebra.

Radu Sigheti/Reuters
A crocodile attacks a zebra as she crosses the Mara river in Masai Mara game reserve, November 13, 2008.