Whenever I see people being rescued from the water in the middle of a hurricane, I always wonder what on earth they were thinking or what the circumstances were behind their being on the seas.

Bill Tiernan / The Virginian-Pilot via AP
One of two people rescued from a sailboat, right, uses a line to make their way onto the beach on Willoughby Spit in Norfolk, Va., Aug. 27, after they and another person were rescued from the boat that foundered in the waters of the Chesapeake Bay. A rescuer, left, waits for the second person to exit the boat.