Shawn Rocco / AP

Standing on a neighbors porch in Stumpy Point, N.C., Darnel and Debbie Talbert lean on each other as Nationwide insurance agent Paul Tine checks on information concerning their policy on Tuesday, Aug. 30. The Talbert's house was heavily damaged by Hurricane Irene.

Couple meet insurance agent to deal with Hurricane Irene damage

Anyone who has ever had flooding in their house can relate to this moment.

Related: Irene sends floundering flood insurance program further under water

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